orveliquanth - Expert Financial Planning Services

Introduction

orveliquanth ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website orveliquanth.com or use our financial planning services. This policy applies to residents of Canada and complies with Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our practices, please do not use our services.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when registering for our services, expressing interest in obtaining information about us or our products, or contacting us directly.

Name, email address, phone number, and mailing address
Financial information including income, expenses, and investment goals
Employment information and professional details
Age, marital status, and dependent information for financial planning purposes
Government-issued identification numbers when required for account verification
Bank account and payment information for processing transactions
Communication preferences and service customization data

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing patterns to improve our services and user experience.

IP address, browser type, and operating system information
Website usage data, including pages viewed and time spent
Referring website information and search terms used
Device identifiers and mobile device information
Location data based on IP address (general geographic area)
Cookies and similar tracking technologies data

How We Use Your Information

We use your personal information for legitimate business purposes that are reasonable and appropriate in the circumstances. Our primary uses include providing financial planning services and maintaining our business relationship with you.

Creating and managing your account and providing customer support
Delivering financial planning services and personalized recommendations
Processing transactions and managing billing arrangements
Communicating important updates about our services and your account
Conducting risk assessments and fraud prevention activities
Complying with legal obligations and regulatory requirements
Improving our website functionality and developing new services
Sending marketing communications with your consent where required

We will never sell your personal information to third parties for marketing purposes. Your financial data is treated with the highest level of confidentiality and security.

Information Sharing and Disclosure

We may share your information in specific circumstances with your consent or as required by law. We carefully evaluate all third-party relationships to ensure appropriate privacy protections are in place.

Service Providers

We work with trusted third-party service providers who assist us in operating our business and serving our clients. These providers are contractually obligated to protect your information and may only use it for the specific services they provide to us.

Legal Requirements

We may disclose your personal information if required by law, court order, or governmental authority. This includes situations where disclosure is necessary to protect our rights, investigate fraud, or ensure the safety of our users.

Business Transfers

In the event of a merger, acquisition, or sale of business assets, your personal information may be transferred to the acquiring entity, subject to appropriate privacy protections and notice requirements.

Your Privacy Rights

Under Canadian privacy law, you have several important rights regarding your personal information. We are committed to helping you exercise these rights in a timely and transparent manner.

Access Right

Request access to the personal information we hold about you, including how we use it and who we share it with.

Correction Right

Request correction of inaccurate or incomplete personal information in our records.

Withdrawal of Consent

Withdraw your consent for certain uses of your personal information, subject to legal and contractual restrictions.

Complaint Right

File a complaint with the Privacy Commissioner of Canada if you believe we have mishandled your personal information.

To exercise any of these rights, please contact our Privacy Officer using the information provided below. We will respond to your request within 30 days and may require verification of your identity before processing certain requests.

Data Security

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices include both technical and organizational safeguards.

Industry-standard encryption for data transmission and storage
Multi-factor authentication for account access
Regular security audits and vulnerability assessments
Employee training on privacy and security best practices
Secure data centers with physical access controls
Regular backup procedures and disaster recovery planning
Incident response procedures for potential security breaches

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is completely secure. We encourage you to take steps to protect your own information, including using strong passwords and keeping your login credentials confidential.

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes. Our retention periods vary based on the type of information and applicable legal requirements.

Financial records are typically retained for seven years following the end of our business relationship, in accordance with Canadian tax and financial regulations. Account information may be retained for shorter periods if no longer needed for business purposes.

When personal information is no longer needed, we securely destroy or anonymize it using appropriate methods to prevent unauthorized access or reconstruction of the data.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience and analyze website performance. Cookies are small data files stored on your device that help us remember your preferences and understand how you interact with our site.

You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain until deleted or expired).

We do not use cookies to collect personal information without your knowledge or consent. Third-party analytics services we use may also set cookies subject to their own privacy policies.

Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes through our website, email, or other appropriate communication methods.

The "Last Updated" date at the top of this policy indicates when the most recent changes were made. We encourage you to review this policy regularly to stay informed about how we protect your information.

Your continued use of our services after any changes to this Privacy Policy constitutes your acceptance of such changes. If you do not agree with an updated policy, please discontinue using our services and contact us regarding your account.