Refund Eligibility

At orveliquanth, we stand behind our financial planning services and educational programs. Refunds are available under specific circumstances outlined below. Our policy reflects our commitment to client satisfaction while maintaining the integrity of our professional services.

• Service cancellations must be requested within 14 days of initial consultation
• Educational program refunds available within 30 days of enrollment, provided less than 25% of content has been accessed
• One-time consultation fees are refundable if cancelled 48 hours before scheduled appointment
• Long-term planning packages may be prorated based on services already delivered

Refund Process Timeline

Payment Method Considerations

Different payment methods have varying processing timeframes. Credit card refunds typically process fastest, while bank transfers may require additional verification steps. Here's what to expect based on your payment method:

• Credit Cards: 3-7 business days after processing approval
• Debit Cards: 5-10 business days depending on your banking institution
• Bank Transfers: 7-14 business days with additional verification required
• PayPal: 1-3 business days once refund is initiated

Non-Refundable Services

Certain services are considered non-refundable due to their personalized nature and the resources committed to their delivery. Understanding these exceptions helps set proper expectations:

• Custom financial reports and analyses that have been completed and delivered
• One-on-one consultations that have already taken place
• Third-party software licenses or tools purchased on your behalf
• Administrative fees associated with account setup or document processing

Special Circumstances

We recognize that unexpected situations can arise. In cases of medical emergencies, job loss, or other significant life changes, we may consider refund requests outside our standard policy timeframes. Each situation is reviewed with care and discretion.

Documentation may be requested to verify special circumstances. Our goal remains supporting your financial well-being, even when that means adjusting our standard procedures.